TinkaSave is a smart savings app that allows subscribers to save on the go. We help people achieve their financial goals by helping them save and invest with ease. As a company, our desire is to see you grow. With our personalized, friendly and trendy services on offer, our placement to you is that friend that you can always call on whenever needed.

Our products are uniquely designed to meet the needs of a wide spectrum of users; From Students, to Low, Mid-Range and High Earners. Our goal is to give value to them, help them make profit while providing financial inclusion to all.

TinkaSave Nigeria Limited is a duly registered Company with Corporate Affairs Commission and our savings scheme is duly registered under the Co-operative Societies Laws of Lagos State with registration number LSCS 17881 as Delut Multipurpose Cooperative Society Limited.

All funds are held and managed in partnership with a reputable asset management company.

We are here to improve the lives of people in Nigeria through innovative financial products. We are focused on bridging the gap between the unbanked and the banked population by creating an environment where they can access quality financial services affordably. We are focused on building a bridge between people and their money in a simple, friendly and easy to use manner.

While you can login into your account at any time, as a security conscious Company, we have built our app to save your data and keep your details private hence the time login feature. Our app is built to automatically log you out after a few minutes to help secure your account from intruders.

You can hide and unhide balances as you may please.

You determine how long you want it. With our app you can personalize your TinkaSavings by setting custom plans with a variety of tenors.

Each time you make a deposit, you will receive notification of successful deposits.

Anytime there is an unsuccessful debit, you will also receive a notification to that effect.

No. Deposits into your savings accounts are free at all times.

You can subscribe to all of our products.

We know you value your time so you can top up your savings at any time with the quick save option without having to impute your card details at all times. You can as well activate our autosave feature to save for you on the go.

You can see all your activities and transactions on your app dashboard.

Yes, you can pause or deactivate any of the savings channels on your app.

Yes, you can save from your Nigerian Bank account and all Nigerian Issued Bank Cards. We’ve built a seamless service to enable you to save with ease.

All the product plans on TinkaSave attract specific interest rates at a maturity date that you set. Our interest rates are 7% per annum and as determined by current market conditions. Our plans are tailor made to bring real time rewards to people who are saving money with Industry best Interest rates. The prorated interest is calculated daily and should reflect on your wallet dashboard. Interests are paid at the maturity of your savings plan.

Find specific interest rates for plans below.

What are the interest rates for each plan

• 7% per annum on Tinka GSave
• 7% per annum on Tinka Smooth
• 7% per annum on Tinka Kids

When you sign up with TinkaSave, you get a welcome bonus of N500 to begin your savings journey. Your welcome bonus is only active after you have completed all registration steps and have attained a maturity date of 10 days. When your bonus becomes active, it is paid into your Tinka Buddie wallet.

When someone signs up with TinkaSave using your special referral link, both you and your referee each earn a reward sum of N500. This amount is kept in your referral column for a maturity date of 10 days. For your referral bonus to become active after maturity, your referee would have to have completed all registration steps.

As a referrer, your referee’s registration progress would be shown to you on your referrer’s bonus tab. To help you get your rewards, we send daily reminders to users to complete their incomplete registration steps.

To activate all earned bonuses, a new user must:

• Linked their BVN
• Fund their Tinka Smooth and Tinka Buddie wallets with at least N1000 each.

Once all of these have been done, referral bonuses will be activated and eligible to be withdrawn to their Tinka Buddie wallet at maturity date.

P.S: To ensure inclusiveness and manage our books, we have general payout dates for referrals and bonuses. Once you miss a date, your payout date is automatically adjusted to the next date.

To check for your referrals and bonus, login to your account, click on the gift box icon at the top left end of your app’s interface and find your referral tabs.

Tinka Smooth helps Nigerians save for any of their goals or pursuits e.g Education, vacation, House rent etc while enjoying an attractive interest rate of up to 7% per annum.

The savings can be for a minimum of 10 days, with 200 Naira the least amount to save daily. With No hidden charges, you're doing even more than saving - you're building a savings habit that will stick with you into the future.

Tinka Buddie is an initiative by TinkaSave to promote positive financial behaviour in Nigeria. In line with the objective of our company to encourage Nigerians to save money, we help you build your financial discipline by controlling how you spend money in order to crush your financial goals. With this plan, you can request for withdrawals up to 4 times a month after which every withdrawal attracts a chargeable fee of N50.

With our Tinka Kids program, you can now save for your children and unborn children.

You can save for your children in a completely flexible manner. There is no minimum balance to maintain and it is possible to transfer the assets to your children when they come of age and are able to self-manage their assets.

Tinka Kids encourages every parent's dream of a better future for their children. Every parent, not minding their income, can now enjoy a savings plan that allows them to secure a better future for their children before they are born!

You get to enjoy great interests, up to 7% per annum on what you save for them!

Create savings goals together with friends and family, no matter where they are. With Tinka Gsave, you can save toward a goal together with others. You can even create multiple savings goals! You can deposit as little as N200 daily. And watch your savings grow over time with attractive interest rates up to 7% per Annum. Tinka Gsave is an easy and hassle-free way to make saving effortless and meaningful with other individuals towards a joint goal.

Withdrawals are only possible when the savings matures.

TinkaSave is built on a highly secure digital infrastructure to ensure that all your information is completely and securely stored and processed. Transact and manage your finances anytime, anywhere! We value every minute you spend on our App and we ensure that your data is encrypted and stored safely, so you can enjoy peace of mind when using our App. Your information and finances are protected by the highest levels of Banking Security and protected with 256-bit SSL encryption. Our servers are protected by a GEO Firewall, which also helps prevent DDoS attacks. At TinkaSave, everything is streamlined, efficient, and secure.

Our App is compatible with all Mobile Devices and is available for download on Google Play Store and iOS App Store.

Visit www.tinkasave.com for more information about our services and our brand.